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"Your Banking and Personal Care Partner"

HADA DBANK - was the first Digital Bank to combine Sharia Banking Module with Blockchain Technology, to create an ethical and responsible banking ecosystem. We are troubled by the current bank and financial institution persecution of their customers. Existing players make money out of thin air from debt and interest. This is why the global economy has collapsed over time, evident since the 1st century. Lack of responsibility borne by the bank is just brave. This is why we chose to be part of the current financial revolution through the establishment of a Bank, a caring and personal bank.

And aim to be your financial partner, not just the financial institution you use for the transaction.

HADA DBANK is an Islamic Bank

Our reason is simple. We aim to be a "fair" organization in the financial industry. The financial crisis from 2007 to 2008 reminds us how some irresponsible players will reverse the industry as a whole, letting millions of dollars remain. Sharia banks minimize market manipulation and eliminate Domino crashes with the concept of transparency, sharing of profits and losses.

In terms of bank capital requirements and savings mobilization, sharia banks have low risk and low endurance. Unlike traditional banks, depositors to sharia banks have the right to get information about what banks do with their money

Provide Ethical and Responsible Banking Services to all people, especially the current "Unbanked" population. Become The Leading Global Blockchain & Digital Bank that emphasizes Ethics and Responsibilities through Sharia Banking Principles and Services.
Which is the vision and mission of HADA DBANK.

Islamic banks are less risky and tougher than their counterparts due to the aspect of their capital needs and the mobility of their bank deposits. Unlike ordinary banking services, deposits in Sharia banks have the right to receive information about what the bank does with money. They also have the right to vote, where their money should be invested. Islamic banks also seek to avoid interest at all levels of financial transactions and encourage shared risks between lenders and borrowers.

There are two basic principles in Sharia banking. One is the distribution of profits and losses; and two, for the most part, the prohibition of interest collection and payment to creditors and investors. Collective interest or "Riba" can not be accepted under Islamic law. In terms of profit, both the bank and its customers are in an agreed form. In the event of loss, all financial losses will be borne by the creditor. In addition, Islamic banks can not create debt without goods and services to support it (ie physical assets, including machinery, equipment and inventory). Thus, our deposits, deposits, and investments with DBank will be supported by physical assets such as precious metals and precious stones.

SECONDARY MARKET

In addition to the Muslim population of 1.7 billion and billions of others preferring to subscribe to sharia banking services, DBANK HADA will specialize in a population of 644.1 million people in the geographic region (ASEAN).

Has a population that is not budgeted for about 438 million people. More than half the population in ASEAN is less than 30 years old. It has a market penetration of 854 million smartphones or 133% of the population, but only 53% of the online ASEAN population leaves significant opportunities for future market expansion in Indonesia.

As a special online bank, this fact convinces us to focus on ASEAN as in our secondary market. We plan to regularly offer our banking services in Sharia in the second quarter of 2018.

"This is an interesting fact in ASEAN"

Has a population that is not budgeted about 438 million.
More than half the population in ASEAN is under 30 years of age.
It has a market penetration of 854 million smartphones or 133% compared to the population, but only 53% of ASEAN population is online, leaving significant space for future market expansion in Indonesia.

FEATURES AND EXCLUSIVE BENEFITS - Free encrypted accounts and e-walletSaving and withdrawing funds Translations, money transfers and exchangesCredits and investments Loans in real time.

Hada DBank itself has a main function:

Free encrypted accounts and electronic wallets

Smartphone - bank application.
Phone not smart - SMS / USSD code
A Free Shipping / Remittance (FIAT & Cryptocurrency) between a personal savings account and an electronic wallet
Commission fees for trade exchange through HADA exchange 0% (between cryptocurrencies). During the FIAT cryptographic exchange, it will not be charged to the main FIAT currency
For a better rate for other currencies, open APIs or open APIs
Refund of savings of at least 5% per annum No withdrawal fee
Real-time payments using HADACoin and other encryption tokens with debit cards.

Bonus POINTS

Collect points from your spending using your electronic wallet or debit card and earn money or crypto / token to spend more. Use this as an additional discount to pay for everything you want, and save more to buy. You can also use points collected to exchange anything you like, at a partner's electronic retail outlet or in a physical place around the world.
Referral bonus or Bounty, when your referral is registered with us through your referral code.

TECHNOLOGY IN DBANK

HADA DBANK uses a private block code, which is stored on every network node. By default, all nodes are controlled by DBANK HADA. Some nodes store copies of blocking chains and do not participate in the transaction confirmation process (consensus protocol). A node can act as a gateway or backup server node. A node that acts as a validator can be found in the secure segment of the bank's network and can be accessed through the gateway node.

The main kernel database is implemented in a block structure, where each block is a series of transactions. Each new block determines the new status of the kernel according to the state of the previous block. Database integrity is provided by chain blocks and by consensus. Each block is cryptographically associated with the previous block. This feature provides the ability to verify database and transaction history at every step in the future. The main database stores all the data it sends to the kernel.

HADACoin

Through its HADACoin buyers will be able to use HADACoin for banking operations or daily transactions. Our customers will be issued a debit card that will allow them to trade with our HADACoin, as part of a platinum bank or other seller worldwide.

Price HADACoins during initial ICO

500 million HADACoins will be produced. 295 million coins will be put up for sale. Of the 295 million coins, 20 million will be allocated to private investors and buyers. 50 million 275 million coins will be issued during the PRA-ICO training sessions, and the remaining 225 million coins will be published in our ICO practice in the near future. 10 million coins will be sent to the prize campaign.

HADACoin Distribution

35%: Capital withdrawn by PRA-ICO will be allocated for research and development. 30%: for operational costs.20%: for capital purchase.30%: for DBANK HADA reserves.